Introduction

We, at Pavanduggal.net and our affiliated companies worldwide, are committed to respecting your online privacy and recognize your need for appropriate protection and management of any personally identifiable information ("Personal Information") you share with us.

Personal Information means any information that may be used to identify an individual, including, but not limited to, a first and last name, a home or other physical address and an email address or other contact information, whether at work or at home. In general, you can visit Pavanduggal.net’s Web pages without telling us who you are or revealing any Personal Information about yourself.

Cookies and Other Tracking Technologies

Some of our Web pages utilize "cookies" and other tracking technologies. A "cookie" is a small text file th at may be used, for example, to collect information about Web site activity. Some cookies and other technologies may se rve to recall Personal Information previously indicated by a Web user. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them.

You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with you r browser, but please note that if you choose to erase or block your cookies, you will need to re-enter your original user ID and password to gain access to certain parts of the Web site.

Tracking technologies may record information such as Internet domain and host names; Internet protocol (IP) addresses; browser software and operating system types; clickstream patterns; and dates and times that our site is accessed. Our use of cookies and other tracking technologies allows us to improve our Web site and your Web experience. We may also analyze information that does not contain Personal Information for trends and statistics.

To protect your privacy, we have adopted the following principles:

a) Notice
b) Choice
c) Security
d) Access/Accuracy

Notice

Where Pavanduggal.net collects Personal Information on the web, we intend to post a purpose statement that explains why Personal Information will be collected and whether we plan to share such Personal Information of Pavanduggal.net or those working on Pavanduggal.net’s behalf. Pavanduggal.net does not intend to transfer Personal Information without your consent to third parties who are not bound to act on Pavanduggal.net’s behalf unless such transfer is legally required.

Choice

You may choose whether or not to provide Personal Information to Pavanduggal.net. The notice we intend to provide where Pavanduggal.net collects Personal Information on the Web should help you to make this choice. If you choose not to provide the Personal Information we request, you can still visit most of Pavanduggal.net's Web sites, but you may be unable to access certain options, offers, and services that involve our interaction with you.

If you chose to have a relationship with Pavanduggal.net, such as a contractual or other business relationship or partnership, we will naturally continue to contact you in connection with that business relationship.

Security

Wherever your Personal Information may be held within Pavanduggal.net or on its behalf, we intend to take reasonable and appropriate steps to protect the Personal Information that you share with us from unauthorized access or disclosure. Pavanduggal.net does not intend to transfer Personal Information without your consent to third parties.

Your Consent

By using this Web site, you consent to the terms of our Online Privacy Policy and to Pavanduggal.net's processing of Personal Information for the purposes given above as well as those explained where Pavanduggal.net collects Personal Information on the Web. Should the Online Privacy Policy change, we intend to take every reasonable step to ensure that these changes are brought to your attention by posting all changes prominently on our web site for a reasonable period of time.

Information security

• We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data.

• We restrict access to your personally identifying information to employees who need to know that information in order to operate, develop or improve our services.

Updating your information

• We provide mechanisms for updating and correcting your personally identifying information for many of our services

. For more information, please see the help pages for each service.

Children

• Pavanduggal.net will not contact children under age 13 about special offers or for marketing purposes without a parent's permission.

• Pavanduggal.net does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

Information Sharing and Disclosure

• Pavanduggal.net does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

• We provide the information to trusted partners who work on behalf of or with Pavanduggal.net under confidentiality agreements. These companies may use your personal information to help Pavanduggal.net communicate with you about offers from Pavanduggal.net and our marketing partners. However, these companies do not have any independent right to share this information.

• We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing Pavanduggal.net to collect and use their child's information without consenting to Pavanduggal.net sharing this information with people and companies who may use this information for their own purposes;

• We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

• We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Pavanduggal.net's terms of use, or as otherwise required by law.

• We transfer information about you if Pavanduggal.net is acquired by or merged with another company. In this event, Pavanduggal.net will notify you before information about you is transferred and becomes subject to a different privacy policy.

• Pavanduggal.net displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.

• Pavanduggal.net does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

• Pavanduggal.net advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

• Pavanduggal.net works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

Confidentiality and Security

• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

• We have physical, electronic, and procedural safeguards that comply with the laws prevalent in India to protect personal information about you. We seek to ensure compliance with the requirements of the Information Technology Act, 2000 and Rules made thereunder to ensure the protection and preservation of your privacy.

Changes to this Privacy Policy

Pavanduggal.net reserves the right to update, change or modify this policy at any time. The policy shall come to effect from the date of such update, change or modification.



Disclaimer

Pavanduggal.net shall not be liable for any loss or damage sustained by reason of any disclosure (inadvertent or otherwise) of any information concerning the user's account and / or information relating to or regarding online transactions using credit cards / debit cards and / or their verification process and particulars nor for any error, omission or inaccuracy with respect to any information so disclosed and used whether or not in pursuance of a legal process or otherwise.

Contact Information

Pavanduggal.net welcomes your comments regarding this privacy statement at the contact address given at the website. Should there be any concerns about contravention of this Privacy Policy, Pavanduggal.net will employ all commercially reasonable efforts to address the same.